Is Fha Appraiser Required To Look In The Attic

However hud fha does not have a real definition of attic in their documentation.

Is fha appraiser required to look in the attic.

Department of housing and urban development hud requires this plus an inspection of the home s condition in order to pass inspection the home must meet minimum safety. Fha has always had a requirement for appraisers to inspect attics. Inspection the attic must be examined whether access is by pull down stairway or scuttle. The appraiser is not required to disturb insulation move personal items furniture equipment or debris that obstructs access or visibility.

This is to make sure the home is worth the selling price. The appraiser must observe the interiors of all attic spaces. At a minimum the appraiser must enter head and shoulders into the attic. The appraiser must observe the interiors of all attic spaces.

The fha appraiser will look at all of the major components of the home including some appliances such as refrigerators and microwaves the attic the basement and the home s heating and air. When there is no safe access to the attic the appraiser is to note the inaccessibility in the appraisal report. Fha appraisers are required to observe the attic area. Typically a mortgage lender requires an appraisal of the true value of the home to be purchased.

For an fha loan the u s. Is an attic inspection required for fha. This appraisal post is going to address the attic observation and reporting requirements for an fha appraisal. What is an fha inspection and appraisal.