Insurance Claim Wind Damage Roof

A roof insurance claim can feel like it is taking forever especially if the roof damage is impeding your ability to do business.

Insurance claim wind damage roof.

First your shingles and roofing may have discolored with age. Wind damage roof insurance claims a guide on what to do and who to call wade tutt. According to one experienced roofing contractor insurance companies heavily scrutinize claims for roof repair and replacement. You can buy only actual cash value coverage for wind and hail damage if your roof is too old to qualify for replacement value coverage.

If the roof is too old or the damage is caused by normal wear and tear it is unlikely that your insurance policy is going to cover the cost to repair the damage or replace the roof. Thunderstorms wind storms hail storms and even tornadoes can all cause wind damage to your property and even high winds can wreak havoc on unsecured structures or rooftops causing roof leaks and other potentially catastrophic roof damage. If you have roof wind damage your insurance company has a legal obligation to repair or replace the roof whichever costs less. Your insurance reimbursement will be based on the.

That may sound like a basic idea but it can run into some problems in practice. It is possible that an insurance claim for roof damage will be denied because of the age of the roof.